Josh Martinez, LLC (together, “we,” “us,” or “our”) provides educational and informational content intended to help customers better understand securities markets and investing. Pursuant to the Terms & Conditions and Privacy Policy, we offer, through joshmartinez.com and any affiliated sites or applications (collectively, the “Website” and “Services”), educational products and media including videos, webcasts, chatrooms, research reports, eBooks, emails, live sessions, seminars, and similar content. The following disclosures describe the scope of the Services, the risks of investing, and our limited role as an educational publisher.

No Registration; Educational Publisher Only. Neither Josh Martinez, LLC nor its owners, employees, or contributors are registered as broker-dealers, brokers, investment advisers, or investment adviser representatives with the SEC, any state authority, or any self-regulatory organization. The Services are provided solely for general education and information.

Not Personalized Advice; No Solicitation. The Services and related communications are not individualized investment advice and are not tailored to any customer’s particular financial circumstances, objectives, or risk tolerance. Nothing in the Services constitutes, or should be relied upon as, a recommendation, solicitation, or offer to buy or sell any security or other financial instrument, nor an instruction to enter into any specific transaction.

Third-Party Views; No Endorsement. Statements, analyses, opinions, and recommendations expressed in the Services reflect the views of the applicable author, speaker, or presenter and do not necessarily represent the views of Josh Martinez, LLC. We provide a publishing and educational platform and do not verify, endorse, or guarantee the accuracy or completeness of contributor content.

No Guarantee of Suitability or Profitability; Assumption of Risk. We do not evaluate, confirm, or warrant the suitability, profitability, or outcome of any strategy, security, or idea referenced in the Services. To the maximum extent permitted by law, Josh Martinez, LLC disclaims liability for any loss or damage arising from reliance on the Services, including losses related to the purchase, sale, or holding of any security or other asset.

Testimonials and Results Not Typical. In accordance with our Testimonial Disclaimer, we may present unsolicited, uncompensated testimonials describing trading outcomes. Such results are unverified, may not be representative, and should not be construed as typical. We do not track customer performance and cannot state expected results. Trading outcomes vary materially based on experience, skill, capital, risk controls, and market conditions, and many traders lose money. Past performance is not indicative of future results.

Hypothetical/Simulated Results. Any backtested, hypothetical, or simulated performance shown has inherent limitations and does not reflect actual trading. Such results may omit the effects of slippage, liquidity constraints, transaction costs, changing market regimes, or behavioral factors present in live trading.

Substantial Investment Risk; Independent Diligence Required. Investing involves significant risk, including the possible loss of principal or more. Securities discussed in the Services—particularly private or thinly traded securities—may be illiquid and speculative, with no assurance that a market exists or will develop. You are solely responsible for conducting your own research and for all investment decisions, and should treat the Services only as a starting point for independent analysis. No method, indicator, or strategy presented is guaranteed to be profitable.

No Tax/Legal/Accounting Advice. The Services do not account for tax consequences and do not provide tax, legal, regulatory, or accounting advice. You should consult qualified professionals before implementing any strategy or making investment decisions.

Potential Conflicts; Positions in Discussed Securities. Unless otherwise disclosed, we are not compensated by issuers for mentioning securities, though advertising relationships may exist. Josh Martinez, LLC, its owners, employees, and contributors may hold, buy, or sell long or short positions in securities discussed, and certain publishers may provide consulting services to issuers, with compensation disclosed when applicable.

Forward-Looking Statements. The Services may include forward-looking statements based on current expectations and assumptions, which are not guarantees of future performance and are subject to risks and uncertainties that may cause actual results to differ materially. We undertake no duty to update such statements. Public SEC filings for any referenced public company are available through the SEC’s EDGAR system.

Market Conditions; Information Currency. Market data and commentary are time-sensitive and may become outdated quickly. Markets involve volatility, liquidity risk, and sector-specific risks; no strategy is assured of success.

Jurisdictional Limits. The Services are intended primarily for U.S. residents. Laws in other jurisdictions may differ, and the Services may not be appropriate or lawful for use elsewhere.

Technology and Service Interruptions. The Website and Services may experience outages, latency, errors, or other technical failures. We disclaim responsibility for losses attributable to such disruptions.

Third-Party Data; No Warranty. We may rely on third-party information sources and do not guarantee their completeness, accuracy, or timeliness. Users should independently verify any third-party content.

User Conduct. Users must not misuse the Services, including engaging in unlawful activity, harassment, spam, malware transmission, infringement of intellectual property, or conduct that damages or interferes with the Services. We may suspend or terminate access for violations.

Limitation of Liability. TO THE FULLEST EXTENT PERMITTED BY LAW, JOSH MARTINEZ, LLC DISCLAIMS ALL LIABILITY FOR DAMAGES ARISING FROM OR RELATED TO USE OF, OR RELIANCE ON, THE SERVICES, WHETHER DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE, OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.